Finance agriculture value chain infrastructure requirements such as building irrigation schemes, modern storage warehousing, farm expansions, and other long term agriculture infrastructure loan requirements
Max loan up to 75% of asset cost.
At least three years actively engaged in the selected agriculture value chains consecutively with a reliable production cycle.
Registered farmer entities or individual farmers guaranteed by their organizations with a mandate to borrow.
Verifiable production and sales data of the agriculture/livestock products for at least three years.
Demonstrated adherence to good governance and management.
Have a well-operated bank account where applicable.
Private companies/ other registered entities supporting smallholder farmers in the selected agriculture value chains.
Other information may be required by the bank during loan appraisal.
A. Farmers:
Introduction letter from AMCOS leaders, Association or Farmers group.
Certificate of ownership of the land Title deed/ (Traditional).
Term loans not exceeding ten (10) years for short, medium and long term investment in agriculture production, agriculture mechanization equipment purchase, warehouse/storage facilities construction, irrigation systems, processing units, and other agribusiness related investments.
KES 100 Billion
A year old registered and licensed existing business existing Business.
Business premises.
NMB Bank account holder or provide a printed bank statement for a non NMB Bank account holder.
SME Impact Fund provides loans, skills and knowledge to small and medium-size enterprises (SMEs) in agricultural value chains. By connecting smallholder farmers and agribusiness SMEs, we strengthen links between small rural entrepreneurs and regional, national and export markets. This way we increase sustainable employment, income and develop a value chain that adds value. SME Impact Fund is an initiative of Match Maker Group.
KES 1 Billion
Crop Finance - to purchase raw materials, agricultural or other seasonal products during the harvest period.
Input Finance - to assist your suppliers with agricultural inputs such as seeds, fertilizers and pesticides, particularly those under contract farming arrangement.
Company Investment Finance - to invest in your factory and expand your processing capacity.
Farm Investment Finance - to finance your suppliers to invest in their farm, i.e. purchase of land preparation equipment (ploughs, irrigation, hand tools etc.) or different processing equipment.
You are a duly registered company in Tanzania.
Your company processes or trades agricultural commodities.
Your annual turnover exceeds TZS 200 million annually.
You work in close cooperation with your suppliers.
You are trustworthy and willing to share your financial data with the Fund.
You are able to provide tangible securities for the loan.
SACCO loans are special and unique established to manage and expand Cooperative Savings and Loans organizations.
Should be fully registered by the register of cooperative.
Must provide a resolution bay annual general meeting (AGM) or a clause in the SACCO'S Constitution that allows leaders of the SACCOS should guarantee the SACCOS.
Have identification documents (borrowers' documents).
This loan was designed to boost farming projects and/or the value chain, expand production and supply for more profit by partnering with Maendeleo Bank
Farming with experience of at least two seasons.
Should have business records or transactions receipts.
Holder Maendeleo Bank account.
Introduction letter from village officer.
Identity card (voter / National ID).
Bank statement for 12 Months.
Certificate of registration.
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Regional Revolving Fund (RRF) for individuals and group loans.
Aims to promote and support SMEs by creating enabling environment for them to access finance from Commercial Banks with minimal collateral
KES 6,500,000
The project must be viable dealing with Agro processing and Agri business including Poultry/Livestock Keeping (Both Working Capital and Investment).
Growth oriented SMEs who have successfully graduated from SIDO financing program such as National Enterpreneurship Development Fund (NEDF) and Regional Revolving Fund (RRF) with good records and SMEs offered with other SIDO Services/Programs.
Borrowers must be ready to provide Collaterals apart from guarantee.
Borrowers must be an adult Citizen of Tanzania residing in the pilot regions.
Project to be financed must be legally registered.
The borrowing Enterpreneurs must possess or ready to open a valid bank account at CRDB Bank.
National Identity card.
Document seeking for project must be legal.
Place for residence with local authorities and must be known by local leaders.
Warehouse receipt loans are given to registered farmer groups, individual farmers, commodity traders and businessmen. The funding is based on commodities stocked in the bank’s controlled and authorized warehouse after submission of a warehouse receipt. The bank holds the crops stored in the warehouse until buyers pay for the crops they purchased
KES 100 Billion
A year old registered and licensed existing business.
Business premises.
NMB Bank account holder or provide a printed bank statement for a non-NMB Bank account holder.
Loan application letter.
Memorandum of Association/Articles of Association (for companies).
Certificate of Registration / Certificate of Incorporation (for companies).
Financial statements for at least three years (for companies).
Crop business license.
Board Resolution to Borrow (for companies).
Recent filed returns with Register of Companies (for companies).
Security of the loan (if pre-finance is required).
Certificate of maximum liability from Registrar of Cooperatives (for cooperatives).
Minutes of the AGM approving to apply for the loan for Cooperatives (for cooperatives).
The minimum crop volume to qualify for WRS finance is 50mTZS.
Realistic crop procurement plan and cash flow projections.
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